金融专业英语证书考试 银行综合类 教材 现代银行业务PDF|Epub|txt|kindle电子书版本网盘下载

金融专业英语证书考试 银行综合类 教材 现代银行业务PDF格式电子书版下载

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Part One Overview of the Banking Industry in China1

Ⅰ. The Role of the Banking Sector in China1

Ⅱ. The Central Bank Reform3

Ⅲ. Vigorous Development of the Commercial Banking Sector4

Ⅳ. Increased Openness of the Banking Sector5

Ⅴ. Strengthened Banking Supervision6

Ⅵ. Priorities of the Further Banking Reform7

Part Two Banking Supervision9

Ⅰ. Importance and Objectives of Banking Supervision9

1. Characteristics of Banks and Importance of Banking Supervision9

2. Objectives of Banking Supervision10

3. Preconditions for Effective Banking Supervision11

Ⅱ. Licensing Process12

1. Phases of the Process12

2. Factors Evaluated by the Chartering Authorities13

3. Basle Committee's Requirements on Bank Licensing13

Ⅲ. Arrangements for Ongoing Banking Supervision16

1. Risks in Banking16

2. Development and Implementation of Key Prudential Rules and Requirements18

3. Methods of Ongoing Banking Supervision25

Ⅳ. Resolving Problem Bank Situations and Dealing with Failing Banks35

1. Resolving Problem Bank Situations35

2. Dealing with failing banks37

Appendix: List of Core Principles for Effective Banking Supervision Issued by Basle Committee in September 199739

Part Three The Chinese Foreign Exchange System42

Ⅰ. Overview42

Ⅱ. Exchange Arrangement43

Ⅲ. Foreign Exchange Operations of Financial Institutions43

Ⅳ. Supervision of Foreign Exchange Accounts44

Ⅴ. Current Account Transactions46

Ⅵ. Capital Account Transactions47

1. Overseas Investment47

2. Extenal Borrowing in loans48

3. External Guarantee48

4. Registration System for External Debt49

Ⅶ. Reporting of Balance of Payments Statistics50

ⅤⅢ. Definitions in the Section50

Part Four Intermediary Services52

Ⅰ. Intermediary Services52

1. Relationship between Bankers and Customers52

2. Settlement— Payments and Funds Transfer54

3. Trust Services60

4. Lease61

5. Factoring62

Ⅱ. Financial Markets63

1. Introduction63

2. Money Market65

3. Capital Markets71

Ⅲ. Investment Banking75

1. Backgro unds75

2. Investment Banking Activities78

Ⅳ. Banking on the Intemet82

1. Backgrounds83

2. On-Line Banking Products85

3. The Challenging Issues in Internet Banking87

4. The Future Prospects of On-Line Banking87

Part Five Loans90

Ⅰ. Categories of Loans90

1. Common Loans90

2. Particular Loans96

Ⅱ. Credit Planning99

1. Assets and Liabilities Management99

2. Profitability and Budgetary Control103

Ⅲ. Borrower Screening105

1. Credit and Finance Analysis105

2. Feasibility Study and Project Appraisal of Long-Term Lending112

Ⅳ. Credit Risk Management120

1. Credit Portfolio Management120

2. Credit Origination and Management123

3. Credit Approval and Control125

4. Problem Recongnition and Remedial Measures126

Part Six Accounting128

Ⅰ. Financial Accounting128

1. Definition128

2. Users of Accounting Information128

3. Specialized Accounting Services130

4. Accounting Concepts and Principles131

5. Accounting Equation134

6. Classification of Assets and Liabilities135

7. The Double-Entry Bookkeeping System136

8. Financial Statements137

Ⅱ. Managerial Accounting143

1. The Use of Break-Even Concept and C—V—P Analysis143

2. Present Value and Internal Rate of Return（IRR）147

Ⅲ. Bank Accounting151

1. Accounting Basis151

2.Accounting Controls152

3. The Chart of Accounts of a Bank152

4. Account Reconcliliation154

5. Types of Income and Expenditure of a Bank156

6.Assets and Liabilities of a Bank159

7. Bad and Doubtful Debts162

8. Foreign Exchange Transa Ctions163

9. The Cash Flows of a Bank166

10. Budgeting168

Appendices169

Part Seven International Settlement173

Ⅰ. Instruments173

1. Bill of Exchange173

2. Cheques174

3. Promissory notes175

Ⅱ. Means of International Settlement176

1.Remittance176

2. Collection178

3. Documentary Credit181

4. Standby Letters of Credit189

5.Bonds192

6. Factoring199

Ⅲ. Documents Used in International Trade200

1. Commercial Invoice200

2. Transport Documents200

3. Insurance Documents205

4. Other Documents206

Ⅳ. Trade Finance206

1. Negotiation of Documentary Collections206

2. Facilities Available in Connection with Documentary Credits207

3. Forfaiting209

4. Other Facilities212

Ⅴ. Customs and Practices of International Trade213

1. Introduction to ICC213

2. UCP500214

3. URR525216

4. URC522218

5.ISP98221

6. Incoterms 2000224

Part Eight Bank Letters and Telecommunications228

Ⅰ. Bank Letters228

1. Main Parts of a Bank Letter228

2. Printing Styles229

3. Sample Letters in Different Banking Transactions231

Ⅱ.Telex240

1. Main Parts of a Telex Message240

2. Language241

3. Sample Telex Messages241

Ⅲ. SWIFT245

1. Message Types245

2. Fields247

3. Structure of a SWIFT Message248

4. Sample SWIFT Messages249